Here’s why Banks Need to Collaborate (and Not Compete) with FinTech Startups

Originally Published on Digitalist Magazine With the advent of robo-advisors, artificial intelligence (AI), and virtual assistants, the next wave of the … More

Here’s How Big Data is Helping Community Banks

Big Data tools not only simplify lengthy analytical procedures in any industry, but they also provide a competitive advantage to … More

Data Analytics in Banking

Banking is getting branchless, contemporary and digital at a very fast pace. As banks compete to gain competitive advantage, the … More

Is an Interest Rate Hike Bad News?

Investors will be looking at a widely expected interest rate hike Wednesday as a signal of the Federal Reserve’s growing … More

Living Wills of Too Big To Fail Banks

Banks have always remained too big to fail but their systemic risk became the topic of debates after the 2008 financial crisis. Living wills are a part of the post-2008 reforms to ensure that the risk does not spread to other sections of the financial system.

Why The Volcker Rule remains debatable in the Dodd-Frank Act?

Volcker Rule is a temporary solution to a permanent problem of ‘too big to fail’. If Volcker Rule really aims to address the issues of 2008 financial crisis, it should eliminate the issue of ‘too big to fail’ because as long as large firms exist, they will continue to attract federal support during any future crisis, despite all the adherence to the strict rules in the Dodd-Frank rulebook.

The ‘Missing Links’ in Dodd-Frank

With many complexities and delays, the promise made by Dodd-Frank is yet to be delivered. The above-mentioned rules are only three rules of the 400 ones that make up the Dodd-Frank Act. Here are the missing links of the Dodd-Frank Law.